Thank you, auto insurer, for phoning to see if I’m ever going to sign the paper so that you can close my claim. I realize that you’re accustomed to people asking for more money, but that’s not the case here. Mr. WarmSocks and I discussed things a while back and decided that we didn’t want your money — not that we’re opposed to anyone giving us free money, but if what you’re doing is buying my signature so that you have open access to all my medical records, that’s not going to happen. Go right ahead and close the claim, cuz I’m not going to sign.
It’s hard for me to say, “everything is resolved,” when, as I told you, I’m now in PT for my shoulder. I don’t know if the current problem is from the wreck or the autoimmune disease. Probably a combination. I suspected from the very beginning that I’d have two insurance companies each saying that paying for this was the other one’s responsibility.
Since you suggested that I ask my physician for his opinion, I contacted him right after your call. He very kindly spent some uncompensated time reviewing my chart and determined that in all likelihood, the wreck was responsible. At the very least, it made the previous problem worse.
What a mess! Now my PCP will re-bill so that this is paid by PIP instead of medical. I have to contact the radiology center about the MRI, and the physical therapist, too, so that everyone can switch their billing. And all of that will probably result in my medical insurer asking my rheumatologist for a refund on my last cortisone injection.
In trying to make things simple, I managed to make it harder on everyone. That seems to happen with autoimmune diseases. The disease is responsible for so much that it even gets blamed for things that aren’t its fault.